Most convenient Online payment mode

Now a days the trend of online shopping become very popular due to the convenient replace, refund, at home delivery, discounted deals, variety of products and great after sales services. But still there is a lot of people don not used online shopping, they still prefer to visit malls, departmental stores, local shops for shopping of apparel, footwear, electronics, home furnishing and many other things. But the shopping of gadgets like smartphone laptop is better to shop online than offline. There are many reasons why some people do not prefer online shopping like :

  • 99% of People do not prefer online shopping because of lack of trust, They believe online product are of duplicate and fake quality
  • 77% of users don’t satisfied from online purchase, the product do not give them full satisfaction
  • 69% of people do not have shopping experience, so they avoid online shopping
  • 63% wants to see the product physically.
  • 47% of online visitors do not feel like shopping.

So these are the main reason why still people in India stick with offline shopping But apart from all these basic reasons there is a big reason for avoiding online shopping by Indian users that is lack of online payments methods awareness. People do not know how to pay online after ordering the products. Here we are going to discus the most convenient and easy online payment mode :

First of all let’s have a look on the best online shopping sites in India

  1. Flipkart – Number one Indian online Shopping website. 
  2. Amazon India – Number one online shopping in the world 
  3. – Popular ecommerce site in India
  4. SnapDeal – It offers local daily deals on various products
  5. ShopClues – Famous for heavily discounted deal
  6. Myntra – Leading retailer of lifestyle and fashion products
  7. Homeshop – Famous for home appliance
  8. Yebhi – Online shopping for wardrobes
  9. Tradus – From Books to clothes
  10. Pepperfry – Lifestyle products for men and women

Best Online payment mode for online shopping

Cash on Delivery (COD)

Cash on Delivery (COD) is the most preferred way of Online shopping. Most of the online shopper do not believe in payment in advance by bank so they pay to the courier person after getting the product. The procedure of return and refund is similar in all the payment mode. The shopping site proceed the refund to your bank account.

Net Banking

Under Net banking payment system the payment id done by bank account in advance. After ordering the product, you need to select the net banking payment option, After that fill your bank details, Payment will be done, a fix amount will be deducted form your account.

Debit/credit card

This is also an advance payment payment method, Just Like net banking you need to select the Payment by Debit or credit card option. Just choose the option and fill your card details for instant payment. The OTP will arise on the registered phone no. fill that OTP and made payment.

Digital wallet

You can also use the Online payment apps method. You can pay by Mobikwik wallet, PayTM wallet to the store. You must have enough balance in your digital wallet to make payment. You can also get some offer in paying by wallet like cashback offer or discount.

UPI method

This method use by most of the online websites Like Amazon, Flipkart and PayTM. Under this payment mode customers select  UPI as a payment method for paying to online shopping store after adding their orders to the cart. this method is available for mobile app or website. After adding product users need to verify UPI ID by Linking the UPI ID with mobile app, For verification, the app will use UPI ID to proceed the payment directly from the connected bank account of customers.

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